Disadvantages of Consolidation

Disadvantages for Consolidating:

  • If you choose to consolidate it will exclude you from entering into the Rehabilitation Program.
  • You will pay more in total interest having a larger total loan repayment amount extending your loan period, meaning you'll be paying longer if you choose to consolidate than you will have to pay the guarantor fees that were included once you went into default status.

Federal Government Websites

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